Joris van Horzen

Fintech / Financing / NPL transactions / Capital Markets / German desk

Joris van Horzen heads our multidisciplinary FinTech team and advises financial institutions, (payment) platforms and other FinTechs from start-ups to scale-ups on a wide array of regulatory issues. He has a deep knowledge of online payments and has been involved in may innovation projects within the financial industry.

Joris also represents both lenders and corporate borrowers on (cross-border) finance transactions, including investment grade facilities and asset-based lending facilities. His finance practice also covers bond-issues and NPL-transactions.

As a lawyer, he has the benefit of spending various secondments at ABN Amro, NatWest and an international law firm in London.

Chambers FinTech 2026 - Joris van Horzen - Band 1

Joris van Horzen heads the FinTech team and specialises in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space.

Strengths

• "Joris provides clear and practical advice. He is responsive, insightful and proactive in spotting risks and proposing strategies."
• "Joris is an exceptional legal professional. He has a unique combination of technical expertise and a deep commercial understanding. He provides strategic and forward-looking advice."
• "Joris quickly understands what the problem is and how to tackle it legally. He also listens carefully to what our business wants."
• "Joris van Horzen is attentive to our needs, very direct in his insights and also responsive."

Chambers FinTech 2025 - Joris van Horzen - Band 1

Joris van Horzen heads the FinTech team and specialises in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space.

Strengths

• "Joris van Horzen is very service-oriented, communicative and knowledgeable."
• "Joris van Horzen has excellent knowledge and massive experience, including on international cross-border matters."
• "Joris is incredibly responsive on time sensitive matters, demonstrates deep expertise of the payments regulatory landscape and provides pragmatic advice."
• "Joris has extensive knowledge of FinTech topics and he is hands-on, pragmatic and flexible. He is a great person to work with."

Chambers FinTech 2024 - Joris van Horzen - Band 1

Joris van Horzen heads the FinTech team and specialises in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space.

Strengths

• "Joris is an outstanding lawyer with excellent knowledge of the legal area and the wider finance market."
• "Joris quickly understood our particularities and always provided clear information. He was also very responsive. It is clear that he and his team have an excellent knowledge and expertise of the FinTech market and the relevant legislations. On top of that, Joris is very friendly, which makes it very nice to work with him."
• "We are super happy with Joris for his commercial awareness and responsiveness."

Chambers FinTech 2023 - Joris van Horzen - Band 1

Joris van Horzen heads the FinTech team and specializes in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space. An interviewee describes him as "Joris is a very nice lawyer to work with, knows what is needed and delivers.”

Chambers FinTech 2022 - FinTech Legal – Joris van Horzen - Ranked

Joris van Horzen heads the FinTech team and specialises in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space. A peer says: "Joris van Horzen is a great professional. If conflicted on a matter, I would refer payments work to him. He has good knowledge of the market." This is echoed by a client who notes: "He succeeds well in innovative thinking on topics that are changing in real time."

Chambers FinTech 2021 - FinTech Legal – Joris van Horzen - Ranked

Joris van Horzen heads the FinTech team and specialises in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space. An interviewee describes him as "one of the few guys in the Netherlands who really does financial regulatory work in this space." A market insider says: "Joris has a very straightforward style of communication, is an expert in his field and is a pleasure to work with." "He's got great payments expertise," highlights one peer.

Chambers FinTech 2020 - FinTech Legal – Joris van Horzen - Ranked

"Joris van Horzen heads the FinTech team and specialises in payments, alternative lending and the regulatory elements relevant to IT contracting in the FinTech space. An interviewee describes him as "one of the pioneers in this context, I think. A real FinTech lawyer." Another market insider says: "Joris is really a good guy with a great sense of humour. I love the laid-back approach."