The Global Payments and Fintech Trends Report 2025 provides a comprehensive overview of the key technological, regulatory, and economic shifts shaping the financial industry. This edition explores how geopolitical changes, economic uncertainties, and rapid advancements in AI and digital payments are redefining the global financial landscape. Industry experts offer insights into critical trends such as real-time payments, cross-border transactions, financial inclusion, and the evolving role of digital identity.
In this report, Emanuel van Praag contributes his expertise on European payment developments, offering a detailed analysis of the macroeconomic forces influencing B2B cross-border payments and regulatory changes in the region. His perspective helps contextualize the challenges and opportunities that financial institutions must navigate in 2025.