Policy Conditions and Policy Disputes

In our insurance-law practice we combine our special expertise of more than 25 years with the drafting of insurance policies and advice on (international) policy disputes that really matter.

The drafting of a good policy is like building a house: no matter how beautiful the exterior and the interior will be, the construction must always be good, which requires quite a lot of work. Knowledge of Dutch insurance law, but also knowledge of the market is essential. The ‘construction’ of each individual policy also requires knowledge of the specific area of activity for which the policy is intended. After all, a general Corporate Liability Insurance policy, Professional Liability policy or Directors’ and Officers’ liability policy is very different from a policy in a specific area such as design & construct, cyber crime, fraud or covering risks in the event of large acquisitions (by means of so-called Warranty and Indemnity policies). We are experienced in all these areas and do not hesitate to assess the policy conditions – if required – with the specialist and practical knowledge of other groups such as ICT, corporate law and real property.

Traditional Litigation Experience and Easily-Accessible Approach

Through our long tradition of drafting policy conditions and our thorough knowledge of the insurance sector, we are able to offer extra additional value to insurers, brokers and authorized underwriting agents.

Standing at the origin of insurance policies, our group also creates powers to interpret disputes on coverage and to bring them to a solution. Often we manage to achieve this out of court and with a view to the interests of the parties involved, but, if required, we fall back on our powerful litigation practice. We always use our easily-accessible and no-nonsense approach, which ensures practical and high-quality guidance and advice.

Chambers Europe 2017 – Insurance – Band 2

What the team is known for Established name in the insurance market which is traditionally known for its strength in claims. Covers the full scope of insurance services, with expertise in D&O and professional indemnity claims, product recall, as well as personal injury claims among other areas. Actively involved in W&I insurance, including policy drafting. Especially strong expertise in the ICT sector.

Strengths Clients mention the skilfulness of Kennedy Van der Laan lawyers: “It is a very skilled team with leading specialists in their market. The quality is high and consistent. They are flexible and know our interests.”

Another client compliments the team: “What I appreciate the most is that they treat me on an equal level, being more like sparring partners than lawyers who try to educate me,” adding: “Kennedy Van der Laan understands the position of the insurer.”

Value for money Client consensus is that the firm is good value for money: “They can do it very well for reasonable fees, which is also one of the reasons I chose them.”

Work highlights Represented Delta Lloyd before the Dutch Supreme Court in relation to the question of whether strict liability for possession of animals applies between co-owners.

Significant clients Zurich, CNA, Hiscox, Liberty, AON.

Notable practitioners 

Frits Van der Woude is a distinguished insurance practitioner, representing clients in D&O issues and professional liability for lawyers. One source says: “He is really reliable. I could call him in the middle of the night and he would help me.”

Chris Van Dijk is “one of the leading figures in the personal injury sector.” He focuses on employers’ liability, medical malpractice and large damages claims.

Erik van Orsouw assists clients from the construction and engineering sectors, particularly with regard to professional liability questions. According to sources, “he is skilled in general insurance matters”; they also note that he “has a good practical no-nonsense approach and sees how to resolve an issue.”

Peter van den Broek is an up-and-coming lawyer who receives strong feedback from clients and peers. He specialises in technical damages claims, as well as product recall cases, where he represents both manufacturers and insurers. Clients remark: “He is very skilled and he knows what he is talking about.” Another client adds: “Besides legal knowledge he has the relevant soft skills to partner with insurers and clients.”


Chambers Europe 2016 – Insurance – Band 2

What the team is known for Strong reputation for personal injury and technical damages claims. Advises clients on D&O liability and professional liability for accountants and notaries. Assists with policy drafting.

Strengths (Quotes mainly from clients)

“The lawyers have a good feeling for the technical aspects of a case and are open.”

What’s new? ASR and Navigators are among the firm’s newest clients.

Work highlights Advised civil law notaries on the legality of their participation in the Hema notarisservice.

Notable practitioners 

Frits Van der Woude represents clients in D&O insurance and professional liability for lawyers. Sources say that he “is creative and comes up with good solutions.” He regularly advises clients from the financial sector.

Chris Van Dijk has a particular focus on medical malpractice issues and other professional indemnity mandates. He also advises clients from the manufacturing and telecommunications sectors on personal injury matters and on liability questions, including product liability.

Clients underline that Erik van Orsouw has a “good commercial feeling.” He often assists clients from the construction and engineering sectors, particularly with professional liability questions. He heads the firm’s insurance and liability department.

Significant clients AIG, Zurich, Hiscox, Liberty, Amlin.


Legal 500 EMEA 2017 – Insurance – Tier 2

Erik van Orsouw, Chris van Dijk and Peter van den Broek at Kennedy Van der Laan are material damages experts and ‘leading liability insurance specialists’. Clients include AIG and Zurich.


Legal 500 EMEA 2016 – Insurance – Tier 2

Kennedy Van der Laan’s department is led by the ‘knowledgeable’Chris van Dijk, ‘a real authority’. The ‘pragmatic’, ‘analytical’ Frits van der Woude successfully represented HEMA and various notaries in a test case regarding the allegedly unlawful participation by civil law notaries in HEMA’s ‘notarisservice’.

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Chris van Dijk

Chris van Dijk

Attorney at law, Mediator, Partner

  • Chris van Dijk https://kvdl.com/our-people/chris-van-dijk/ Attorney at law, Mediator, Partner +31 20 5506 661 chris.van.dijk@kvdl.com http://nl.linkedin.com/pub/chris-van-dijk/9/b06/b57
  • Frits van der Woude https://kvdl.com/our-people/frits-van-der-woude/ Attorney at law, Mediator, Partner +31 20 5506 879 frits.van.der.woude@kvdl.com nl.linkedin.com/pub/frits-van-der-woude/1a/542/195
  • Erik van Orsouw https://kvdl.com/our-people/erik-van-orsouw/ Attorney at law, Partner +31 20 5506 878 erik.van.orsouw@kvdl.com http://nl.linkedin.com/pub/erik-van-orsouw/2a/883/7b7
  • Peter van den Broek https://kvdl.com/our-people/peter-van-den-broek/ Attorney at law, Partner +31 20 5506 669 peter.van.den.broek@kvdl.com http://www.linkedin.com/pub/peter-van-den-broek/6/84/259